Privacy Policy for Belcarm Consulting

Privacy Policy for Belcarm Consulting

Privacy Policy
Effective Date: February 1, 2026

Belcarm Consulting (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information when you visit our website, interact with our services, or otherwise communicate with us. Your privacy is important to us, and we take reasonable measures to protect your personal data.

1. Scope of Policy

This Privacy Policy applies to all information collected:

Via our website and subdomains

Through forms, inquiries, or requests submitted online

Through electronic communications such as email, text messages, or social media

In person or over the phone when you contact us directly

It does not apply to information collected by third parties unless such third parties act on our behalf and are bound by similar privacy protections.

Website: https://belcarmconsulting.com/

2. Information We Collect

We may collect the following categories of personal information:

Contact Information: name, email address, phone number, mailing address

Authentication Data: usernames, passwords if you create an account

Service Information: credit repair and consultation details, preferences

Communications Data: any information you provide when you communicate with us

Device & Usage Data: IP address, browser type, referring URL, cookies and similar technologies collected automatically

We collect this information when you voluntarily provide it (e.g., through forms, calls, chats) and automatically through your interactions with our site or services, such as via cookies or server logs.

3. How We Use Your Information

We process your information for purposes including:

To provide, operate, and improve our services

To respond to your inquiries and fulfill your requests

To schedule and confirm consultations

To send communications such as reminders, support messages, and marketing (if consented)

To analyze usage and performance of our site and services

To comply with legal obligations

4. Additional Information Collected

We may also collect:

Contact details (name, email address, phone number, company name, job title)

Professional information (industry, company size, role)

Marketing preferences and engagement data

Device and usage data (IP address, browser type, referring URL) collected through cookies and similar technologies

5. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. For marketing and lead records, data may be retained for up to 24 months after the last interaction or until you withdraw consent.

6. Your Rights and Choices

Depending on your location, you may have rights relating to your personal information, including:

Accessing your data

Correcting or updating information

Deleting your data

Limiting or objecting to processing

Withdrawing consent

To exercise your rights, contact us using the information in the “Contact Us” section below.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to collect information about your activity on the site and your device. You may choose to disable cookies through your browser settings, but this may affect functionality.

✅ 8. SMS Opt-In Details

By providing your phone number and opting in through our website forms, you consent to receive SMS text messages from Belcarm Consulting, including appointment confirmations, reminders, service updates, and promotional messages.

Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP. For help, reply HELP or contact us at 1-855-389-3033.

✅ 9. Mobile Information Sharing Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

10. Data Security

We implement administrative, technical, and physical safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your data, no system is completely secure, and we cannot guarantee absolute security.

11. Children’s Privacy

Our services are not directed to individuals under 16. We do not knowingly collect personal data from children under this age. If we learn that personal data from a child under 16 has been collected, we will delete it promptly.

12. International Transfers

As a U.S.-based company, your information may be transferred to, stored, and processed in the United States or other jurisdictions where we or our service providers operate. We will protect your data in accordance with this Privacy Policy and applicable law.

13. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review this policy regularly.

14. Contact Us

If you have questions or wish to exercise your rights under this Privacy Policy, please contact us at:

Belcarm Consulting
17561 Hillside Ave Suite 202 #1050
Queens, NY 11432
Phone: 1-518-333-3772
Email: [email protected]